April 1, 2008

Closed, Archived Post for All Realtors and Mortgage Brokers Suck, April 2008

Cloning Housing or I am a stupid ass national builder who scams homeowners into believing this idea is good. I also add a Home Owners Association (HOA) to the concept to the highest level of insanity possible.




I sold fast food damn it then I became a Real-A-Tard (realtor). I don't know shit, but that 6% commission is great. Now the housing market is bust and I am back to my old job at the fast food joint.






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43 comments:

  1. janet in portlandApril 01, 2008

    Just finished the videos, thankx, they were helpful.
    What kind of people take advantage of someone on there last leg and nearly bankrupt with a family to feed?
    Scum - thats what kind!

    ReplyDelete
  2. spammers suckApril 01, 2008

    To - Sharon Mahar, realtor
    at US Investment Realty

    stop sending me emails, it's called spam you dumb ass.
    Spam is illegal.
    I don't deal with Real-A Tards ever !!
    Now pack sand up your butt and piss off.

    ReplyDelete
  3. it's comingApril 04, 2008

    Foreclosure Relief Lawsuit (USA)

    Have you been following the move’s are beloved congress is making towards helping out home owners facing foreclosure? Billions to allow home owners to refinance their adjustable rates mortgages for government backed lower fixed rate mortgages, forcing lenders to lower interest rates as well as principal amounts. The list goes on and on, but you know what not one word about the average Joe struggling but who is PAYING their obligation.

    Are you one of those average Joe’s? How would you like to have your bank lower your interest rate or the amount of principal you owe, or maybe you would like to refinance with a government back loan. Do not worry we are beginning to lay the foundation to file a class action lawsuit to make sure EVERY home owner whether you are behind or not is afforded the same benefits, not just those who are not living up to their obligations.

    We urge you to write your Senators and Congressmen stating that you want the same benefits as those who are behind on their mortgages.

    ReplyDelete
  4. just a suggestionApril 04, 2008

    Try This

    Instead of you whining ass little turds sitting around complaining here on this board and hiding behind your computer make some real impact ...

    do one of the following:

    1 / - - Create a Blog, they are FREE from Google

    2 / - - Create a registered website, these you can get free hosting but you have to pay for one-year Domain Registration around $10.00

    3 / - - Buy a Video Camcorder from Best Buy, around $300.
    Make a video, put it up on YouTube.
    You can say anything about politicians you want.
    About businesses, statements have to be accurate and true, unless they are generic like Boycott something.
    Two examples of this would be ...
    - The Guy from Boston
    - The Kid from Brooklyn

    ReplyDelete
  5. long time residentApril 08, 2008

    Phoenix area for the Newcomer

    About Phoenix Arizona ....
    Do not move here!
    The truth about Phoenix and the Valley of the Sun is that it's a great place to visit for people from colder climates but not a good place to live permanently. Phoenix is basically becoming a third world city with rampant crime and blight. You can probably find a house 30+ miles from downtown but then your commute will be hell and you'll end up living in an unfriendly gated community where no one will know you. The people here are basically unfriendly, have low education levels and lack class. This is especially true of the recent transplants. An Arizona native does not embody these traits, but sadly finding one is like finding a needle in a haystack. Also wages here are extremely low. This comment here sums up the Phoenix metro area. You're better off in Seattle. Also, whatever you do, stay out of Scottsdale. It's basically phonies, stuck up people, bland suburbia and $30k millionaires. Your best bets are the Biltmore area and Arcadia neighborhoods of Phoenix.

    ReplyDelete
  6. The only reason that houses are being built by mexicans

    Because the White boss is greedy, he wont pay enough for the White worker.
    So, just like every thing else in America, houses are built by the lowest bidder. My parent house was built in the 40s, and it has no problems, houses built to day by mexican fall apart in 5 years. The inspector have given away their pride for the mighty dollar, so the mexican only have to have little quality, or craftsmanship skills. They don't have to develop craftsman skill because it's not needed any more. Track home are shit.

    ReplyDelete
  7. a lot of disgruntled people on here blaming everyone else for their own problems

    take some responsibility in your poor decisions and your unthoughful actions and stop pointing fingers at the rest of the world

    LOSERS!!!!


    Note: This was reposted by the Blog Admin. It was under a closed posted section of the BLOG. Please post to the CURRENT month only. Also, the foul language was removed. Foul language will get your postings deleted completely. Please have respect for other posters. Keep it on point, simple, and no harsh or discriminatory language.
    thank you ...

    ReplyDelete
  8. paul gains, ohioApril 13, 2008

    to the previous poster calling people losers ...

    you must be some low life inbred realtor or scum sucking bottom feeder of a mortgage broker ...

    you are proof all you assholes should be in prison for what you and your greed did to the housing industry

    ReplyDelete
  9. lets tar and feather this assholeApril 14, 2008

    re, to the ass turd calling all of us posters here LOSERS ...

    What if it where your home being foreclosed on?
    People like this excel at con games and just being an asshole in general.
    What did you lose your Mortgage or Real Estate Job and now you are back at the fast food outlet?

    You are the loser.
    You are scum.
    You are destroying America.

    I agree with the previous poster all Realtors and Mortgage Brokers should be put in prison. They have ruined this country from greed.
    It will take years for the housing industry to recover while millions of lives have been ruined and you call us losers.

    ReplyDelete
  10. in agreementApril 14, 2008

    I agree Realtors and Mortgage scum have ruined America along with those scum sucking idiot Homeowner Associations (HOA's).

    ReplyDelete
  11. Mortgage Brokers R ScumApril 14, 2008

    re, re, losers............

    ......that guy sucks.......
    ..........I hope he loses his house real damn soon so he learns what it's like..........

    ReplyDelete
  12. owner who is unsatisfiedApril 14, 2008

    A message to Shea Homes -

    Kiss my ass, you build a piece of crap that's not fit for a dog to live in!

    ReplyDelete
  13. You think Shea Homes is bad, you should be glad you didn't buy a house from US Homes.

    ReplyDelete
  14. losing the home I amApril 15, 2008

    I really hate anyone associated with issuing new home mortgages or re-fi's, or second mortgages -
    especially Mortgage Brokers and Underwriters!

    ReplyDelete
  15. I am surprised that we don't read about realtors and mortgage brokers being shot and killed for what they have done to the housing market.
    I guess its just a time bomb waiting to go off.
    Any realtor or mortgage broker who contributed to the loss of someone's property or benefited in anyway from their loss should be exterminated for the vermin they are and the threat they impose to the core fabric of America, ie the loss of the American Dream.

    ReplyDelete
  16. Rocky Road from NYCApril 16, 2008

    If anyone is mindless enough to think that either a Democrat or a Republican give a crap about middle America and electing either one of these dips will help the housing industry and save America ... then you get what you deserve.

    We need a real change.
    We need a new party and new government.
    Impeach Congress and the President and put them all in jail.
    Then go after all the bankers and mortgage brokers who created this mess, strip them of their wealth, and put them in jail.

    ReplyDelete
  17. After careful consideration, I have come to the conclusion ALL Realtors and Mortgage Lenders along with their counterparts and associates SUCK !!!

    ReplyDelete
  18. You would have to be a low self esteem person with no moral fiber content to be a Realtor.

    ReplyDelete
  19. experienced buyerApril 17, 2008

    re, careful consideration ...

    I feel the same way about New Home Builders, like Toll brothers, U.S. Homes, and Shea.
    I have had homes build by these losers.
    Paying more doesn't get you better quality, it just makes you stupid.

    ReplyDelete
  20. joe joe in the bronxApril 17, 2008

    What is not to understand ...
    Realtors are useless, but Real Estate Brokers are the worse ever.
    They perpetuate the scam and con game that Realtors are worth big commission fees and actually do something for all that money.

    Piss off, go back to your job a Taco Bell and do what you do best associate with the illegals.

    ReplyDelete
  21. realtors are conmenApril 18, 2008

    Do Realtors wake up every morning, look in the mirror, take some meds and say to themselves - 'The world needs me I perform a service that sellers and buyers can't live without?"

    Because you dumb-ass Realtor now with the Internet and other marketing devices no one needs you anymore. Go back to your medication full time.

    Especially NO one needs those ridiculous high commission fees ... 6% give me a frigging break you con artist.

    ReplyDelete
  22. realtors are Idiots One and allApril 18, 2008

    I decided to put my house up for sale.
    I interviewed 5 Realtors.
    I never heard so much bullshit and so much incompetent babble drooling out of uninformed mouths in my life.

    ReplyDelete
  23. Hey I love your BLOG about HOA Rants ...

    http://www.homeowner-associations.blogspot.com/

    The only thing worst than a Realtor is an HOA.

    ReplyDelete
  24. The Reposter GuyApril 19, 2008

    A Tale of Two Houses

    Here's some interesting information.
    You can check this out on Snopes .com under "The Story of Two Houses"

    House #1 A 20 room mansion (not including 8 bathrooms) heated by natural gas. Add on a pool ( and a pool house) and a separate guest house,
    all heated by gas. In one month this residence consumes more energy than the average American household does in a year. The average bill for
    electricity and natural gas runs over $2400. In natural gas alone, this property consumes more than 20 times the national average for an American
    home. This house is not situated in a Northern or Midwestern "snow belt" area. It's in the South.

    House #2
    Designed by an architecture professor at a leading national university. This house incorporates every "green" feature current home construction can provide. The house is 4,000 square feet (4 bedrooms) and is nestled on a high prairie in the American southwest. A central closet in the house
    holds geothermal heat-pumps drawing ground water through pipes sunk 300 feet into the ground.
    The water (usually 67 degrees F.) heats the house in the winter and cools it in the summer. The system uses no fossil fuels such as oil or natural
    gas and it consumes one-quarter electricity required for a conventional heating/cooling system. Rainwater from the roof is collected and funneled
    into a 25,000 gallon underground cistern. Wastewater from showers, sinks and toilets goes into underground purifying tanks and then into the
    cistern. The collected water then irrigates the land surrounding the house. Surrounding flowers and shrubs native to the area enable the property to blend into the surrounding rural landscape.


    HOUSE #1 is outside of Nashville, Tennessee; it is the abode of the "environmentalist" Al Gore.

    HOUSE #2 is on a ranch near Crawford,
    Texas; it is the residence the of the President of the United States,
    George W. Bush.
    An "inconvenient truth".

    I sure hope this gets passed to everyone! And, yes ... I DID check Snopes prior to forwarding it.
    http://www.snopes.com/politics/bush/house.asp

    ReplyDelete
  25. The Reposter GuyApril 19, 2008

    Housing crises lead to demands for return to greater federal regulation and oversight

    WASHINGTON DC - A heavier federal hand is reaching into American life as politicians in both parties demand an overhaul of government financial regulation and more protection for homeowners in the face of mortgage woes and a weakening economy.
    This rush to regulate also was apparent in the recent crackdown on the airlines, resulting in thousands of grounded flights for safety inspections as the government beefs up its enforcement of existing laws. There have been mounting proposals for tougher government rules to address climate change. High corporate salaries have come under attack on Capitol Hill, as have oil industry profits and rising food costs.

    Advocates of more aggressive government action see it as a boon to ordinary Americans struggling in hard economic times. But those favoring a lighter federal touch worry that the pendulum will swing too far toward regulation, stifling economic growth and efficiency.

    "There's always that danger," said Jack Kemp, former New York congressman, housing secretary in the first Bush administration and 1996 Republican vice presidential nominee. "We do have to be concerned about over regulation."

    But even the conservative Kemp, now an economic adviser to John McCain, has come down on the side of more federal involvement to help struggling homeowners. He argues for a plan -- being advanced by the GOP presidential candidate -- to help homeowners under water on their mortgages to restructure their loans. Lenders would have to write off part of the principal and, in exchange, the new loan would be backed by the federal government through the Federal Housing Administration. Designed to help 200,000 to 400,000 people, it is similar, if less ambitious, to plans supported by Democratic candidates Barack Obama and Hillary Clinton.

    Ideology aside, "I want to keep people in their homes," Kemp said in an interview.

    Although President Bush a month ago urged Congress not to overreact to the housing crisis, he has since extended the Federal Housing Administration's reach and empowered mortgage-finance giants Fannie Mae and Freddie Mac to make up to $200 billion more in loans. Treasury Secretary Henry Paulson, unveiled a "blueprint" to increase and consolidate regulation of the financial industry, giving more power to the Federal Reserve -- and possibly creating a new financial-regulation agency with broad reach.

    Regulation-overhaul proposals abound in Congress.
    Allen Sinai, chief global economist for Decision Economics, said the calls for more regulation are a response to anger on the part of ordinary Americans at seeing the value of their homes decline and, in many cases being faced with foreclosure and an inability to refinance, while a big investment bank like Bear Stearns can be helped by the government.

    "Our society does often over-respond to such anger with more regulation and it has interfered with the free working of the market," Sinai said. "We need to get some balance -- but we need a changed regulatory framework in the financial arena without a doubt."

    Washington policymakers have a history of being slow to recognize a brewing crisis and to let down their guard when times are good.

    "Politicians are always cheerleaders on the way up," then switch to hunting for culprits when the cycle changes, observed Lawrence Lindsey, a former Bush economic adviser.

    If history is a guide, Congresses and presidents don't just tackle problems. They turn them into programs, departments and new regulatory regimes. Huge buildings stand around the nation's capital as monuments to past crisis-management efforts.

    -- The energy crisis of the 1970s following the Arab oil boycott resulted in the creation of the Department of Energy.

    -- The Sept. 11, 2001, terror attacks gave birth to the Department of Homeland Security.

    -- The Great Depression led to a slew of New Deal federal social programs. Many of their successors remain today.

    -- The Federal Reserve was a response to bank runs in the early 1990s, the Pentagon was a crash construction project to put services fighting World War II under one roof, the Department of Housing and Urban Development owes its 1960s origins to President Johnson's war on poverty and concern about growing inner-city crime.

    President Reagan, championing a smaller and more hands-off government, led an effort in the early 1980s to slash regulations and transfer public functions to the private sector. This slackening of regulation continued under the first Bush presidency and the administrations of Democrat Bill Clinton and the current President Bush as the economy kept expanding except for recessions in 1990-91 and 2001 and more and more people obtained homes.

    But that has all changed.

    Emboldened Democrats who rule Congress and are gunning to reclaim the White House are seeking to put an end to the days of ever-easier standards.

    Conservative economists argue that free markets do tend to be self-correcting, and government intervention often makes things worse.

    "The best thing for taxpayers and for the budget deficit would be if the economy does start pulling out of this recession and starts doing well. Hopefully, maybe that will be the only thing to stop the stampede to do something in Washington," said Chris Edwards, director of tax policy for the libertarian Cato Institute.

    Such views are clearly in the minority in a presidential election year where polls show the economy is the No. 1 concern of voters.

    Rep. Barney Frank, D-Mass., chairman of the House Financial Services Committee, is the author of a proposal headed for a vote before his panel in the coming week that would create a new insurance fund guaranteeing up to $300 billion in refinanced mortgages. Backers say it could help between one million and two million people.

    Could Congress be overreaching? "There's a theoretical danger," said Frank. But he added that "I can't see it happening" given the seriousness of the current situation.

    ReplyDelete
  26. Goddamn useless spamming ass low life Realtor scum.

    Soon as they see you put your home up for sale as a FSBO - they start emailing you about how great they are and what they can do for you....
    You want to so something for me, shoot yourself you assholes.

    ReplyDelete
  27. I love you blog.
    Why don't you make a YouTube video so more people know about it?

    ReplyDelete
  28. Realtors its time you wake up and realize we are in the 21st century and the internet has made you obsolete.

    ReplyDelete
  29. the reposter guyApril 22, 2008

    Existing home sales decline as housing slump continues

    WASHINGTON DC - Sales of existing homes fell in March while the median home price declined, as a severe slump in housing showed no signs of abating.

    The National Association of Realtors said Tuesday that sales of existing single-family homes and condominiums dropped by 2 percent in March to a seasonally adjusted annual rate of 4.93 million units.

    The median price of a home sold last month dropped by to $200,700, a decline of 7.7 percent from the median price a year ago. That was the second-biggest year-over-year price decline on records dating back to 1999.

    ReplyDelete
  30. Just RantingApril 22, 2008

    May be Rednecks have the right idea.
    Buy a trailer.
    Live in it until it falls apart, then buy another one.
    They always have money for beer.
    Ask anyone with an adjustable mortgage now days if they have beer money.

    ReplyDelete
  31. Chi Town LouieApril 23, 2008

    Hey Mr and Mrs Realtors - Burger King wants you back ... now get the hell out of the housing business, you realtors have ruined it enough!!

    ReplyDelete
  32. recent buyerApril 23, 2008

    Want 2 get screwed - buy a Shea Home!

    ReplyDelete
  33. U R A Spamming Piece of CrapApril 23, 2008

    Attention -

    Todd Bates
    email ...
    koojg81b@msa-7.com

    ReplyDelete
  34. Smell that, it's the smell of panic - it's a Realtor going back to her real job a McDonalds.

    ReplyDelete
  35. Hope They ALL Go BankruptApril 25, 2008

    The National Homebuilder Association says that New Home Inventories are up, prices are down, and sales haven't been so bad since the early 1970's.

    ReplyDelete
  36. Consumer AlertApril 25, 2008

    The latest scam, run by those low life scum sucking gutless Nigerian scammers is ...

    They find distressed home sellers on the Internet, offer to pay the listed price or sometimes even more, send the seller a cashier's check for a down payment and ask that they send them back a fee from their account by wire transfer to confirm the sale.
    The cashier's check is worthless and the seller is out money.
    That's right pray on helpless down on their luck Americans.
    Lets nuke that friggin country!

    ReplyDelete
  37. previous ownerApril 26, 2008

    Centex Home Builder Sucks.

    ReplyDelete
  38. bobby vickersApril 26, 2008

    Hey personally I have noticed there isn't much Realtor bashing ...
    so I would like to mention and remind everyone Realtors are scum...

    Here are the ones that have screwed me over in the past ........

    Century 21
    ReMAX
    Prudential
    Realty Executives

    It seems the more you pay (buy) / sell - the more they screw you, the greedy corrupt scum.

    ReplyDelete
  39. Homes facing foreclosure more than doubled in the first quarter!

    ReplyDelete
  40. Cave Creek ArizonaApril 29, 2008

    Hey that damn Realty Executives is the biggest joke in the Real Estate Industry.

    Who needs a-holes screwing up a transaction?
    I'd rather use Chimps on Meth than use a Realtor.

    ReplyDelete
  41. if you cannot make the payment on a house - please explain to me how it is anyone's fault but your own. the realtor did his job and sold you the house (made his commission on from the seller) and the mortgage broker got your dumbass in a good loan but you still screwed that up?! They are just doing their jobs while this is your life - the buyers screwed up the housing market not the real-estate/mortgage professionals.

    ReplyDelete
  42. Karl SconesApril 30, 2008

    This idiot must be a Realtor -
    Hey gutless, use your name you coward.
    At least the Blog creator uses his real name.

    I bet you ride the special bus.

    ReplyDelete
  43. Leonard WilcoxApril 30, 2008

    Well poster / Realtor / Mortgage Dude or whatever you are ...

    Here is how Realtors and Mortgage Brokers have screwed up the housing market and inflated it for the last 30 years....

    Real Estate Commission - 6%
    Mortgage Broker - 1 to 2%

    The seller does not pay this cost in every state.
    But the SELLER is forced to inflate the home to cover those cost of the Realtor.
    The BUYER pays the Mortgage Brokers Fees.

    Both of these inflate the house by 8% - so its called inflation for a reason. Keep doing this over time and homes become unaffordable to the average buyer...
    Thus Mortgage Lenders (Not Buyers) create these stupid flexible mortgage schemes and put buyers in positions they shouldn't be in.
    Have a flat fee of $2,500 per sale for real estate fees no matter what the sales price.
    Get rid of useless Real Estate Brokers - they serve no purpose.
    Get rid of the National Association of Realtors.
    Create a nationwide data base of homes and properties for sale.
    Have Fixed 30-year Mortgages with realistic rates.
    Get rid of Mortgage Brokers.

    ReplyDelete

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