Cloning Housing or I am a stupid ass national builder who scams homeowners into believing this idea is good. I also add a Home Owners Association (HOA) to the concept to the highest level of insanity possible.
I sold fast food damn it then I became a Real-A-Tard (realtor). I don't know shit, but that 6% commission is great. Now the housing market is bust and I am back to my old job at the fast food joint.
Make sure you read the archived Blogs and look at the YouTube Videos I have collected.
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Thank You. Also, please visit the LINKS listed here for other great websites and blogs.
Just finished the videos, thankx, they were helpful.
ReplyDeleteWhat kind of people take advantage of someone on there last leg and nearly bankrupt with a family to feed?
Scum - thats what kind!
Foreclosure Relief Lawsuit (USA)
ReplyDeleteHave you been following the move’s are beloved congress is making towards helping out home owners facing foreclosure? Billions to allow home owners to refinance their adjustable rates mortgages for government backed lower fixed rate mortgages, forcing lenders to lower interest rates as well as principal amounts. The list goes on and on, but you know what not one word about the average Joe struggling but who is PAYING their obligation.
Are you one of those average Joe’s? How would you like to have your bank lower your interest rate or the amount of principal you owe, or maybe you would like to refinance with a government back loan. Do not worry we are beginning to lay the foundation to file a class action lawsuit to make sure EVERY home owner whether you are behind or not is afforded the same benefits, not just those who are not living up to their obligations.
We urge you to write your Senators and Congressmen stating that you want the same benefits as those who are behind on their mortgages.
Try This
ReplyDeleteInstead of you whining ass little turds sitting around complaining here on this board and hiding behind your computer make some real impact ...
do one of the following:
1 / - - Create a Blog, they are FREE from Google
2 / - - Create a registered website, these you can get free hosting but you have to pay for one-year Domain Registration around $10.00
3 / - - Buy a Video Camcorder from Best Buy, around $300.
Make a video, put it up on YouTube.
You can say anything about politicians you want.
About businesses, statements have to be accurate and true, unless they are generic like Boycott something.
Two examples of this would be ...
- The Guy from Boston
- The Kid from Brooklyn
Phoenix area for the Newcomer
ReplyDeleteAbout Phoenix Arizona ....
Do not move here!
The truth about Phoenix and the Valley of the Sun is that it's a great place to visit for people from colder climates but not a good place to live permanently. Phoenix is basically becoming a third world city with rampant crime and blight. You can probably find a house 30+ miles from downtown but then your commute will be hell and you'll end up living in an unfriendly gated community where no one will know you. The people here are basically unfriendly, have low education levels and lack class. This is especially true of the recent transplants. An Arizona native does not embody these traits, but sadly finding one is like finding a needle in a haystack. Also wages here are extremely low. This comment here sums up the Phoenix metro area. You're better off in Seattle. Also, whatever you do, stay out of Scottsdale. It's basically phonies, stuck up people, bland suburbia and $30k millionaires. Your best bets are the Biltmore area and Arcadia neighborhoods of Phoenix.
The only reason that houses are being built by mexicans
ReplyDeleteBecause the White boss is greedy, he wont pay enough for the White worker.
So, just like every thing else in America, houses are built by the lowest bidder. My parent house was built in the 40s, and it has no problems, houses built to day by mexican fall apart in 5 years. The inspector have given away their pride for the mighty dollar, so the mexican only have to have little quality, or craftsmanship skills. They don't have to develop craftsman skill because it's not needed any more. Track home are shit.
a lot of disgruntled people on here blaming everyone else for their own problems
ReplyDeletetake some responsibility in your poor decisions and your unthoughful actions and stop pointing fingers at the rest of the world
LOSERS!!!!
Note: This was reposted by the Blog Admin. It was under a closed posted section of the BLOG. Please post to the CURRENT month only. Also, the foul language was removed. Foul language will get your postings deleted completely. Please have respect for other posters. Keep it on point, simple, and no harsh or discriminatory language.
thank you ...
You think Shea Homes is bad, you should be glad you didn't buy a house from US Homes.
ReplyDeleteI really hate anyone associated with issuing new home mortgages or re-fi's, or second mortgages -
ReplyDeleteespecially Mortgage Brokers and Underwriters!
I am surprised that we don't read about realtors and mortgage brokers being shot and killed for what they have done to the housing market.
ReplyDeleteI guess its just a time bomb waiting to go off.
Any realtor or mortgage broker who contributed to the loss of someone's property or benefited in anyway from their loss should be exterminated for the vermin they are and the threat they impose to the core fabric of America, ie the loss of the American Dream.
If anyone is mindless enough to think that either a Democrat or a Republican give a crap about middle America and electing either one of these dips will help the housing industry and save America ... then you get what you deserve.
ReplyDeleteWe need a real change.
We need a new party and new government.
Impeach Congress and the President and put them all in jail.
Then go after all the bankers and mortgage brokers who created this mess, strip them of their wealth, and put them in jail.
After careful consideration, I have come to the conclusion ALL Realtors and Mortgage Lenders along with their counterparts and associates SUCK !!!
ReplyDeleteYou would have to be a low self esteem person with no moral fiber content to be a Realtor.
ReplyDeletere, careful consideration ...
ReplyDeleteI feel the same way about New Home Builders, like Toll brothers, U.S. Homes, and Shea.
I have had homes build by these losers.
Paying more doesn't get you better quality, it just makes you stupid.
What is not to understand ...
ReplyDeleteRealtors are useless, but Real Estate Brokers are the worse ever.
They perpetuate the scam and con game that Realtors are worth big commission fees and actually do something for all that money.
Piss off, go back to your job a Taco Bell and do what you do best associate with the illegals.
Do Realtors wake up every morning, look in the mirror, take some meds and say to themselves - 'The world needs me I perform a service that sellers and buyers can't live without?"
ReplyDeleteBecause you dumb-ass Realtor now with the Internet and other marketing devices no one needs you anymore. Go back to your medication full time.
Especially NO one needs those ridiculous high commission fees ... 6% give me a frigging break you con artist.
I decided to put my house up for sale.
ReplyDeleteI interviewed 5 Realtors.
I never heard so much bullshit and so much incompetent babble drooling out of uninformed mouths in my life.
Hey I love your BLOG about HOA Rants ...
ReplyDeletehttp://www.homeowner-associations.blogspot.com/
The only thing worst than a Realtor is an HOA.
A Tale of Two Houses
ReplyDeleteHere's some interesting information.
You can check this out on Snopes .com under "The Story of Two Houses"
House #1 A 20 room mansion (not including 8 bathrooms) heated by natural gas. Add on a pool ( and a pool house) and a separate guest house,
all heated by gas. In one month this residence consumes more energy than the average American household does in a year. The average bill for
electricity and natural gas runs over $2400. In natural gas alone, this property consumes more than 20 times the national average for an American
home. This house is not situated in a Northern or Midwestern "snow belt" area. It's in the South.
House #2
Designed by an architecture professor at a leading national university. This house incorporates every "green" feature current home construction can provide. The house is 4,000 square feet (4 bedrooms) and is nestled on a high prairie in the American southwest. A central closet in the house
holds geothermal heat-pumps drawing ground water through pipes sunk 300 feet into the ground.
The water (usually 67 degrees F.) heats the house in the winter and cools it in the summer. The system uses no fossil fuels such as oil or natural
gas and it consumes one-quarter electricity required for a conventional heating/cooling system. Rainwater from the roof is collected and funneled
into a 25,000 gallon underground cistern. Wastewater from showers, sinks and toilets goes into underground purifying tanks and then into the
cistern. The collected water then irrigates the land surrounding the house. Surrounding flowers and shrubs native to the area enable the property to blend into the surrounding rural landscape.
HOUSE #1 is outside of Nashville, Tennessee; it is the abode of the "environmentalist" Al Gore.
HOUSE #2 is on a ranch near Crawford,
Texas; it is the residence the of the President of the United States,
George W. Bush.
An "inconvenient truth".
I sure hope this gets passed to everyone! And, yes ... I DID check Snopes prior to forwarding it.
http://www.snopes.com/politics/bush/house.asp
Housing crises lead to demands for return to greater federal regulation and oversight
ReplyDeleteWASHINGTON DC - A heavier federal hand is reaching into American life as politicians in both parties demand an overhaul of government financial regulation and more protection for homeowners in the face of mortgage woes and a weakening economy.
This rush to regulate also was apparent in the recent crackdown on the airlines, resulting in thousands of grounded flights for safety inspections as the government beefs up its enforcement of existing laws. There have been mounting proposals for tougher government rules to address climate change. High corporate salaries have come under attack on Capitol Hill, as have oil industry profits and rising food costs.
Advocates of more aggressive government action see it as a boon to ordinary Americans struggling in hard economic times. But those favoring a lighter federal touch worry that the pendulum will swing too far toward regulation, stifling economic growth and efficiency.
"There's always that danger," said Jack Kemp, former New York congressman, housing secretary in the first Bush administration and 1996 Republican vice presidential nominee. "We do have to be concerned about over regulation."
But even the conservative Kemp, now an economic adviser to John McCain, has come down on the side of more federal involvement to help struggling homeowners. He argues for a plan -- being advanced by the GOP presidential candidate -- to help homeowners under water on their mortgages to restructure their loans. Lenders would have to write off part of the principal and, in exchange, the new loan would be backed by the federal government through the Federal Housing Administration. Designed to help 200,000 to 400,000 people, it is similar, if less ambitious, to plans supported by Democratic candidates Barack Obama and Hillary Clinton.
Ideology aside, "I want to keep people in their homes," Kemp said in an interview.
Although President Bush a month ago urged Congress not to overreact to the housing crisis, he has since extended the Federal Housing Administration's reach and empowered mortgage-finance giants Fannie Mae and Freddie Mac to make up to $200 billion more in loans. Treasury Secretary Henry Paulson, unveiled a "blueprint" to increase and consolidate regulation of the financial industry, giving more power to the Federal Reserve -- and possibly creating a new financial-regulation agency with broad reach.
Regulation-overhaul proposals abound in Congress.
Allen Sinai, chief global economist for Decision Economics, said the calls for more regulation are a response to anger on the part of ordinary Americans at seeing the value of their homes decline and, in many cases being faced with foreclosure and an inability to refinance, while a big investment bank like Bear Stearns can be helped by the government.
"Our society does often over-respond to such anger with more regulation and it has interfered with the free working of the market," Sinai said. "We need to get some balance -- but we need a changed regulatory framework in the financial arena without a doubt."
Washington policymakers have a history of being slow to recognize a brewing crisis and to let down their guard when times are good.
"Politicians are always cheerleaders on the way up," then switch to hunting for culprits when the cycle changes, observed Lawrence Lindsey, a former Bush economic adviser.
If history is a guide, Congresses and presidents don't just tackle problems. They turn them into programs, departments and new regulatory regimes. Huge buildings stand around the nation's capital as monuments to past crisis-management efforts.
-- The energy crisis of the 1970s following the Arab oil boycott resulted in the creation of the Department of Energy.
-- The Sept. 11, 2001, terror attacks gave birth to the Department of Homeland Security.
-- The Great Depression led to a slew of New Deal federal social programs. Many of their successors remain today.
-- The Federal Reserve was a response to bank runs in the early 1990s, the Pentagon was a crash construction project to put services fighting World War II under one roof, the Department of Housing and Urban Development owes its 1960s origins to President Johnson's war on poverty and concern about growing inner-city crime.
President Reagan, championing a smaller and more hands-off government, led an effort in the early 1980s to slash regulations and transfer public functions to the private sector. This slackening of regulation continued under the first Bush presidency and the administrations of Democrat Bill Clinton and the current President Bush as the economy kept expanding except for recessions in 1990-91 and 2001 and more and more people obtained homes.
But that has all changed.
Emboldened Democrats who rule Congress and are gunning to reclaim the White House are seeking to put an end to the days of ever-easier standards.
Conservative economists argue that free markets do tend to be self-correcting, and government intervention often makes things worse.
"The best thing for taxpayers and for the budget deficit would be if the economy does start pulling out of this recession and starts doing well. Hopefully, maybe that will be the only thing to stop the stampede to do something in Washington," said Chris Edwards, director of tax policy for the libertarian Cato Institute.
Such views are clearly in the minority in a presidential election year where polls show the economy is the No. 1 concern of voters.
Rep. Barney Frank, D-Mass., chairman of the House Financial Services Committee, is the author of a proposal headed for a vote before his panel in the coming week that would create a new insurance fund guaranteeing up to $300 billion in refinanced mortgages. Backers say it could help between one million and two million people.
Could Congress be overreaching? "There's a theoretical danger," said Frank. But he added that "I can't see it happening" given the seriousness of the current situation.
I love you blog.
ReplyDeleteWhy don't you make a YouTube video so more people know about it?
Realtors its time you wake up and realize we are in the 21st century and the internet has made you obsolete.
ReplyDeleteExisting home sales decline as housing slump continues
ReplyDeleteWASHINGTON DC - Sales of existing homes fell in March while the median home price declined, as a severe slump in housing showed no signs of abating.
The National Association of Realtors said Tuesday that sales of existing single-family homes and condominiums dropped by 2 percent in March to a seasonally adjusted annual rate of 4.93 million units.
The median price of a home sold last month dropped by to $200,700, a decline of 7.7 percent from the median price a year ago. That was the second-biggest year-over-year price decline on records dating back to 1999.
Hey Mr and Mrs Realtors - Burger King wants you back ... now get the hell out of the housing business, you realtors have ruined it enough!!
ReplyDeleteWant 2 get screwed - buy a Shea Home!
ReplyDeleteAttention -
ReplyDeleteTodd Bates
email ...
koojg81b@msa-7.com
Smell that, it's the smell of panic - it's a Realtor going back to her real job a McDonalds.
ReplyDeleteThe National Homebuilder Association says that New Home Inventories are up, prices are down, and sales haven't been so bad since the early 1970's.
ReplyDeleteCentex Home Builder Sucks.
ReplyDeleteHey personally I have noticed there isn't much Realtor bashing ...
ReplyDeleteso I would like to mention and remind everyone Realtors are scum...
Here are the ones that have screwed me over in the past ........
Century 21
ReMAX
Prudential
Realty Executives
It seems the more you pay (buy) / sell - the more they screw you, the greedy corrupt scum.
Homes facing foreclosure more than doubled in the first quarter!
ReplyDeleteHey that damn Realty Executives is the biggest joke in the Real Estate Industry.
ReplyDeleteWho needs a-holes screwing up a transaction?
I'd rather use Chimps on Meth than use a Realtor.
if you cannot make the payment on a house - please explain to me how it is anyone's fault but your own. the realtor did his job and sold you the house (made his commission on from the seller) and the mortgage broker got your dumbass in a good loan but you still screwed that up?! They are just doing their jobs while this is your life - the buyers screwed up the housing market not the real-estate/mortgage professionals.
ReplyDeleteWell poster / Realtor / Mortgage Dude or whatever you are ...
ReplyDeleteHere is how Realtors and Mortgage Brokers have screwed up the housing market and inflated it for the last 30 years....
Real Estate Commission - 6%
Mortgage Broker - 1 to 2%
The seller does not pay this cost in every state.
But the SELLER is forced to inflate the home to cover those cost of the Realtor.
The BUYER pays the Mortgage Brokers Fees.
Both of these inflate the house by 8% - so its called inflation for a reason. Keep doing this over time and homes become unaffordable to the average buyer...
Thus Mortgage Lenders (Not Buyers) create these stupid flexible mortgage schemes and put buyers in positions they shouldn't be in.
Have a flat fee of $2,500 per sale for real estate fees no matter what the sales price.
Get rid of useless Real Estate Brokers - they serve no purpose.
Get rid of the National Association of Realtors.
Create a nationwide data base of homes and properties for sale.
Have Fixed 30-year Mortgages with realistic rates.
Get rid of Mortgage Brokers.